Just finished your studies (within the last 3 years) and moving into a new place—on your own or with flatmates?
It’s time to take out home insurance that fits your new life as a young professional!
ADH Assurances offers a simple, comprehensive, and affordable policy with three levels of cover and optional extras to suit all your needs.
Our plans always include Personal Accident cover (designed for young professionals), Legal Protection, and Personal Liability insurance (included in the Comfort and Serenity plans). A smart way to start your working life with peace of mind.
With ADH Assurances, no excess applies to the main coverages, including Civil Liability if the option is selected. Reduced excesses apply only in cases of theft, glass breakage, IT equipment coverage, and natural disasters.
Young Professional Home Insurance
from 20,95 € /year
- 4.8/5: Trusted by young professionals!
- 100 % online
- No documents required
- No automatic renewal
Your quote in 1 minute !
Our advantages
Best Price
We are committed to offering you insurance that fits your budget.
Immediate Coverage
No waiting, your home is covered as soon as your payment is confirmed.
Certificate in 5 min!
Fast and easy, you’ll get your insurance certificate instantly by email.
Your quote in 1 minute!
Our housing insurance offers
Essential
Get insured
plan starting at
20,95 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
Comfort
Get insured
plan starting at
28,53 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
Serenity
Get insured
plan starting at
50,63 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
How to get your home insurance in under 5 minutes?
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1Define your needs Answer a few questions in just 1 minute to find the right plan for your needs.
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2Create your account Sign in within seconds to save and finalize your home insurance.
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3Review your application Double-check your information and complete the final details of your future home insurance policy.
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4Pay and receive your certificate Pay securely and receive your insurance certificate by email instantly.
Our guarantees
Essential plan
Essential plan
Comfort Plan
Comfort Plan
Serenity Plan
Serenity Plan
Student Reviews
4.8/5
"Le service client est très rapide et je conseille tous les étudiants de souscrire au sein de cet ass"
Review from 05/08/2026, following an experience of 05/08/2026 with Theresia N.
"Je recommande :)"
Review from 05/08/2026, following an experience of 05/08/2026 with A C.
"très bien , efficace"
Review from 05/08/2026, following an experience of 30/07/2026 with randy v.
"tre bien"
Review from 05/08/2026, following an experience of 05/08/2026 with Mazia S.
Home Insurance: A Must-Have for Young Professionals
Questions? We’ve got you covered!
Frequently Asked Questions: Young Professional Renters Insurance
Who is eligible for the ADH young professional home insurance, and is there an age limit?
ADH young professional home insurance is designed for recent graduates starting working life, up to 3 years after graduation. There is no age limit to subscribe. That said, the coverage is especially well suited to tenants under 30 renting their first apartment in France. It is a practical renters insurance in France solution for young professionals, expats, and former international students signing a lease.
I just finished my studies. How can I maintain my insurance coverage now that I am employed?
To keep your coverage active, simply update your status in your customer account. Your policy will automatically switch to young professional home insurance while keeping your original coverage dates, up to August 31. This lets you stay protected as a tenant without any gap in coverage after moving from student status to employment.
How do I subscribe to the young professional home insurance after signing my first lease?
Subscribing is 100% online and takes about 2 minutes. After signing your lease, enter your apartment details and choose your coverage dates. You will then receive your insurance certificate by email right away, so you can send it to your landlord immediately. It is a fast and simple way to get renters insurance in France as a new tenant.
Do you offer a home insurance package specifically designed for young professionals?
Yes. Assuances Etudiants by ADH offers a young professional home insurance package built for first-time tenants in France. It includes core home coverage for common rental risks such as fire and water damage. Depending on your needs, you can also add options such as personal liability, theft, and glass breakage. It is designed to match the needs of young professionals renting their first home.
Does the young professional home insurance offer flexible contract durations if I move?
The policy runs on a fixed annual cycle, with coverage usually lasting until August 31. However, it remains flexible if you move before then. If your lease ends early, you can cancel or transfer the contract to your new apartment by sending your move-out inspection report. This helps tenants stay insured without hidden fees during a move.
Are my valuable electronics (computer, TV, etc.) covered against theft in my contract?
Coverage depends on the plan you choose. In the Serenity formula, theft coverage includes furniture and TVs, with a limit of €3,500 per insured room. For computers and related equipment, theft and accidental damage require the optional Office Equipment add-on, available with the Serenity formula. If you want fuller protection for electronics, this option is important for your renters insurance in France.
Is renters insurance legally mandatory for young professionals in France ?
In France, renters insurance is generally mandatory for tenants renting their main home, whether the apartment is unfurnished or furnished. At lease signing, the landlord usually asks for an insurance certificate covering basic rental risks such as fire and water damage. ADH young professional home insurance is designed to meet that requirement quickly and simply.
Can I purchase this insurance without a French bank account or a French permanent work contract (CDI)?
Yes. Based on your current ADH offer, you can subscribe without a French bank account and without a permanent French work contract. This makes the policy especially useful for expats, international tenants, and former students starting their first job in France. The goal is to make getting renters insurance in France simple, even during a transition period.
Are the insurance certificate and customer support available in English?
Yes, our customer support team can assist you in English to make your installation in France as smooth as possible. Please note that your official insurance certificate will be generated in French: this is standard procedure and exactly what your French landlord or real estate agency expects to see before handing over the keys.
Is this insurance certificate valid for the prefecture when changing my visa status from student to worker?
Yes, absolutely. In France, a valid home insurance certificate (less than 3 or 6 months old) is officially recognized by the prefecture and the ANEF as a primary proof of address (justificatif de domicile). You can confidently use the ADH certificate downloaded from your customer area to complete your visa change of status file or to open a French bank account.
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