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The #1 Online Student Insurance !

from 20,95 € /year

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What do you need ?

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Student housing insurance

from 20,95 € /year


  • Immediate housing insurance certificate by email!

  • Simple and quick online subscription

  • For students and recent graduates

  • No documents required

  • 3 levels of coverage based on your needs

  • No automatic renewal

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Student Reviews

4.8/5

Avis Vérifiés

"Je n'ai vu rien de mal dedans"

Review from 03/10/2026, following an experience of 02/10/2026 with Mamady S.

"Très simple à faire et raisonnable le prix merci beaucoup"

Review from 02/10/2026, following an experience of 29/09/2026 with Ecem B.

"---"

Review from 02/10/2026, following an experience of 02/10/2026 with M S.

"Très pratique"

Review from 01/10/2026, following an experience of 01/10/2026 with Nadia Hillary D.

Why do you need student housing insurance?

student housing insurance

Are you a student or recent graduate and about to move into a new place?

Tenant or renting a CROUS room, a university dormitory, a studio, an apartment, or a house, whether furnished or not, you are required by law to have housing insurance. You will need to provide proof of this insurance when signing the lease and receiving the keys.

Your landlord has the right to request an insurance certificate from you every year. Therefore, your contract must be renewed no later than 31/08. Failure to renew could be a reason for your lease to be terminated.

To cover your responsibilities to the property owner, you must take out student housing insurance that covers rental risks such as fire, explosion, and water damage. However, this insurance does not cover damage caused to neighbors or third parties (other than fire and water damage), damage to your own property, or your personal civil liability.

We encourage you to complement your policy with civil liability coverage, theft, vandalism, glass breakage, and office equipment extensions. These options are available within the insurance plans or as additional coverage during your online subscription.

Questions? We’ve got answers!

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Frequently Asked Questions: Student Renters Insurance

    Who is eligible for our home insurance?

    Our home insurance is designed for students and young professionals residing in mainland France or Corsica. Here are the eligible profiles:

    • Students: Enrolled in a standard academic program, work-study scheme (alternance), specialized Master’s, or on a short-term stay, internship, or study exchange in France (including international students and ERASMUS participants).

    • Young Professionals: Eligible for up to 3 calendar years following your final year of study. Example: If you complete your studies in June 2026, you can subscribe until December 31, 2029 inclusive.

    • Roommates and Couples: You can add your partner or up to 5 roommates to your policy, provided they also qualify as a student or young professional.

    • Scholarship Holders and Minors: Coverage is available from age 16 and is fully compatible with student grant/scholarship applications.

    No proof of status is required when signing up online. However, valid documentation (student ID, proof of enrollment, or diploma) may be requested in the event of a claim.

    I am moving to another place in France, how can I update my address?

    If you are moving to a new apartment within France, updating your policy is quick and easy. Depending on your moving timeline, here is what you need to do:
    • Direct Move (No overlapping dates): You do not need to purchase a new policy. Simply log in to your online customer area, click on “Other Actions”, and update your address. Your coverage will automatically transfer to your new home, and you can instantly download your updated certificate of insurance for your new landlord.
    • Overlapping Leases (Keeping both apartments temporarily): Important: Once you update your address on your current policy, your previous apartment will no longer be covered in the event of a claim. If you are renting both places at the same time, you must purchase a new, separate contract for your new accommodation to ensure both are fully protected.

    When will I receive my certificate of insurance?

    You will receive your certificate of insurance immediately by email as soon as your online payment is confirmed. This means you can provide the required proof to your landlord or CROUS residence without delay. You can also download it anytime 24/7 directly from your online customer area.

    How do I file a claim, and will I get support in English?

    You can easily file a claim 24/7 directly through your online customer area. If you face an incident like water damage or theft, our customer support team is available to help you navigate the process in English, ensuring your claim is handled quickly and without stress.

    Is renters insurance mandatory in France?

    Yes, renters insurance is legally mandatory in France for all tenants. You must provide a valid certificate of insurance to your landlord before getting your keys. This applies to all types of accommodation, including private apartments, CROUS university rooms, and shared flats. Without it, your landlord can refuse to rent you the place or cancel your lease.

    Is ADH insurance affordable for student budgets?

    Yes, we understand that international students are on a tight budget. ADH Assurances offers highly competitive rates tailored specifically for students and recent graduates. Our comprehensive renters insurance plans start at just €20.95 per year. This provides you with top-tier coverage at one of the best price-to-quality ratios in the French market.
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International Student Health Insurance

from 66,59 € /year


  • Coverage of medical expenses

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  • Legal assistance

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Student insurance since 1968

ADH Student Insurance: Who are we?

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Our story

In 1968, Stéphane DESCAMPS, the young manager of ADH, had an innovative idea: to offer low-cost housing insurance contracts for students residing in France. To achieve this, he partnered with the CROUS of Lille to create a complete and distinctive solution tailored to small budgets.

The success of this project encouraged ADH to expand its offerings to other CROUS regions. Partnerships grew, demand increased, and as usage evolved, ADH adapted to these new behaviors by launching its online platform, Assurances Etudiants, in 2000.

Listening to your needs, we constantly adapt our contracts and services to meet your expectations.

Since then, we have been the number one provider of online student housing insurance contracts.
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Our business

Our position as a broker and leader in the field of online student housing insurance allows us to offer a wide range of coverage options. To meet your needs, we have designed three plans that cover your rental risks, personal belongings, and additional options for a tailored solution.

The Comfort and Serenity plans include Civil Liability coverage. This means you are protected for damages caused to third parties in private, academic, and internship settings. We understand that as a student, your budget is limited, so we negotiate the best possible terms with our insurance partners to offer you solutions at the best market prices. Our goal is to meet your needs while providing a premium that suits your status.

Our industry experts are available Monday to Friday, from 2:00 PM to 5:00 PM, to answer all your questions and provide guidance on any issues you may have: subscribing to your multi-risk housing contract, changing your plan, updating your address, adding a roommate, or filing a claim.

We understand that your time is valuable. That's why we have created an intuitive website with features that allow you to get quick answers:

  • Online estimation

  • Comparison table of our 3 coverage plans

  • Fast subscription

  • Download your certificate from your account space

  • Online claims submission

  • Modify your information

  • Contract renewal

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